Examine individual changes

'{{Warning|This proposal has been canceled in favor of an insurance tag on the existing established [[Payment|payment=*]] tag. [https://wiki.openstreetmap.org/wiki/Talk:Key:payment:*#Insurance Link to the talk page topic].}}{{Proposal page | name = Key:Insurance | user = GA Kevin | key = insurance | value = | type = {{IconNode}} {{IconWay}} {{IconArea}} {{IconRelation}} | definition = A descriptor for the type of insurance accepted at a location. | appearance = hidden | status = Canceled | draftStartDate = 2025-01-09 | rfcStartDate = 2025-01-09 | tagging = insurance=* | proposalDate = 2025-01-09 }} ==Proposal== Clarifying [[Proposal:Insurance|insurance=*]] and similar tags to a clear definition and expanded use in more precise point of interest tagging.<br /> == Rationale== Throughout the world, [[w:Insurance|insurance]] is used by individuals, companies, and organizations to protect from financial loss in exchange for a private or public fee. Many times a location that accepts insurance will openly express such or such information is easily sourced in-person or online making the tag verifiable. Furthermore, some locations will accept a particular insurance but not be "[https://www.nerdwallet.com/article/health/difference-in-network-out-of-network in-network]" which negotiates a discounted rate for customers of particular insurance plans and providers. In addition to looking into potential [[Proposal:Practitioners|practitioners]], individuals may also seek out an in-network practitioner or [[Key:operator|operator]]. Such information is also beneficial to researchers and scholars who aim to study healthcare and other practice availability or diversity in a given geographic area. While British English sometimes differentiates between ''assurance'' and ''insurance'', the term ''insurance'' is used for coverage of an uncertain event, whereas ''assurance'' is used for coverage of a certain event, such as death. Knowing this, the key [[Proposal:Insurance|insurance=*]] was chosen for this proposal.<br /> This tag should be considered different and unique from [[Tag:office=insurance|office=insurance]] which is a location you purchase or manage an insurance policy, not accept an insurance policy. ==Tagging== Insurance is an alternate form of payment at the point of acceptance and will likely be used in conjunction with [[Key:payment:*|payment=*]] and [[Key:fee|fee=*]] to further refine if other charges or co-pays apply and what payment methods are accepted for those charges not covered by insurance. Such additional potential fees are not in the scope of this proposal. {| class="wikitable" |+ !Tag ! Tagged On !Options !Description !Example |- | payment:insurance=* |{{IconNode}} {{IconWay}} {{IconArea}} {{IconRelation}} |yes/no |Indicates if a particular location accepts insurance for services rendered and the specific providers or plans are unknown. | [[Tag:shop=optician|shop=optician]]<nowiki/>payment:insurance=yes |- |insurance:accepted=* |{{IconNode}} {{IconWay}} {{IconArea}} {{IconRelation}} |String |Indicates the insurance providers which a particular location accepts for services rendered. |[[Tag:healthcare=doctor|healthcare=doctor]] insurance:accepted=nhs |- |insurance:in_network=* |{{IconNode}} {{IconWay}} {{IconArea}} {{IconRelation}} |String |Indicates the insurance providers which have a "in-network" agreement with a particular location where services are rendered. |[[Tag:healthcare=hospital|healthcare=hospital]] insurance:in_network=bluecross |- |insurance:plans_accepted=* |{{IconNode}} {{IconWay}} {{IconArea}} {{IconRelation}} |String |If a particular plan or group of plans is accepted but not all provider plans, the specified plans can be listed here when applicable. '''This is discouraged if a particular location accepts all plans from a given provider.''' |[[Tag:amenity=pharmacy|amenity=pharmacy]]<nowiki/>insurance:plans_accepted=medicare_d |- |insurance:plans_in_network=* |{{IconNode}} {{IconWay}} {{IconArea}} {{IconRelation}} |String |If a particular plan or group of plans is accepted and has a "in-network" agreement in place but not all provider plans are in-network or accepted, the specified plans can be listed here when applicable. '''This is discouraged if a particular location accepts all plans with a "in-network" from a given provider.''' |[[Tag:shop=car|shop=car]]<bdi>service:vehicle:*</bdi>=* insurance:plans_in_network=[https://support.toyota.com/s/article/What-is-ToyotaCare-10275 toyotacare] |} ==External discussions== *[https://community.openstreetmap.org/t/rfc-feature-proposal-insurance/124070 Request for comments on the forum] ==Comments== Please comment on the [[{{TALKPAGENAME}}|discussion page]].'